Source Technologies Fax Machine ST9510 User Manual

ST9510  
Secure MICR Printer  
User’s Guide  
Source Technologies  
2910 Whitehall Park Drive  
Charlotte, NC 28273  
800-922-8501  
2006, Source Technologies  
All rights reserved.  
Written and produced by Source Technologies  
March 2006  
 
Table of Contents  
1. Printer Installation....................................................................5  
2. MICR Overview.........................................................................6  
The Check Processing System.............................................6  
MICR Printing Today.............................................................6  
3. MICR Check Design .................................................................8  
General Features of Check Design.......................................8  
Position and Dimension Gauge.............................................8  
Design Elements in Detail.....................................................8  
Data Elements .....................................................................9  
Figure 3.1 Sample Check .....................................................12  
4. Quality Issues...........................................................................13  
Printer Features ....................................................................13  
MICR Toner ..........................................................................13  
MICR Check Stock................................................................13  
5. Security Issues.........................................................................15  
Check Stock Security Features.............................................15  
Security Note ........................................................................15  
6. MICR Features..........................................................................18  
Secure MICR .......................................................................18  
MICR Fonts...........................................................................18  
Secure Fonts.........................................................................18  
MicroPrint..............................................................................18  
Resource Storage.................................................................19  
MICR Toner Cartridge...........................................................19  
7. MICR Commands .....................................................................20  
Fonts and Secured Resources..............................................20  
PJL Unlock Sequence...........................................................20  
PJL Re-Lock Sequence ........................................................20  
PJL Re-Lock Sequence with New Password Value..............21  
PCL Font Call Commands ....................................................22  
PJL Info MICR Command .....................................................22  
Error Messages.....................................................................24  
ST Secure MICR Printer User’s Guide  
March 2006  
3
2006, Source Technologies  
All Rights Reserved  
 
8. MICR Commands Examples....................................................26  
PJL Unlock Sequence...........................................................26  
PCL Initial Setup ...................................................................26  
PCL Macro Call.....................................................................26  
PCL Font Calls, Position Commands, & Variable .................26  
PJL Re-lock Sequence .........................................................27  
Figure 8.1 Sample Accounts Payable Check........................27  
PJL & PCL Commands.........................................................28  
Appendix  
Appendix A: E-13B MICR Font Mapping..........................................29  
Appendix B: Secure Numeric Font Mapping....................................30  
Appendix C: ICR Secure Numeric Font Mapping.............................32  
Appendix D: CMC7 MICR Font Mapping .........................................33  
ST Secure MICR Printer User’s Guide  
March 2006  
4
2006, Source Technologies  
All Rights Reserved  
 
1. Printer Installation  
For complete information on how to unpack and setup your printer, see your printer’s  
user’s guide. Please read the following if you are going to install the printer driver  
shipped with your printer.  
1. Locate the CD that was shipped with your printer.  
Note: If you do not have a CD-ROM drive on the host PC, locate another  
computer with a CD-ROM drive, start the CD-ROM utility, and then follow the  
instructions on the screen to create printer driver diskettes.  
2. Follow the instructions in the CD booklet to start the printer setup utility  
appropriate for your operating system, i.e. Windows 95, NT, etc. The setup  
utility will install printer driver and utilities to manage Source Technologies  
printer(s) attached to your PC or Network.  
3. The Source Technologies printer, in most cases, assumes the printer driver is  
set to the internal DEFAULT values. The following Default values should not  
be changed for best overall printer performance and data stream  
requirements of the ST Secure MICR printer.  
Print Resolution under the Graphic Tab should be set to the Default  
value of 600 DPI.  
Print Quality and Picture Grade under the Graphic Tab should be set  
to the Default values of Use Printer Default.  
A majority of other driver options can be set for your particular requirements. The most  
obvious of these would be a Paper Tray selection if your application uses the Print Driver  
Setting.  
ST Secure MICR Printer User’s Guide  
March 2006  
5
2006, Source Technologies  
All Rights Reserved  
 
2. MICR Overview  
MICR stands for Magnetic Ink Character Recognition. All MICR documents have a MICR  
line with numbers and symbols printed in a MICR font with magnetically chargeable toner.  
Each character of the MICR font has a unique waveform when sensed magnetically.  
Financial institutions and the Federal Reserve use the MICR line to identify and sort  
checks. The high-speed automated processing of checks and other financial documents  
depends on the accuracy and the integrity of the data printed in the MICR line. Your new  
Source Technologies Secure MICR Printer is specifically designed to produce high quality  
MICR documents.  
The Check Processing System  
As a MICR document travels through the check clearing system it is processed an  
average of almost seven times by high speed reader/sorter machines. Some checks are  
read up to 30 times or more by these machines. Reader/sorter machines charge the toner  
in the MICR line and then read the line with a magnetically sensitive reader.  
The MICR line contains numbers and symbols to indicate the check serial number, the  
routing number of the drawee institution and the makers’ account number. The institution  
of first deposit encodes the check amount in the MICR line to be read by the reader/sorter  
equipment. Checks travel through reader/sorters at up to 20 miles-per-hour (2,400  
documents per minute) with each MICR line read in three hundredths of a second.  
MICR Printing Today  
Congress established the Federal Reserve System (FRS) in 1913. Today most  
commercial banks in the United States belong to the FRS. Many other depository  
institutions provide banking and checking account services to the public. These other  
institutions, such as some credit unions, savings and loan associations and non-member  
banks, are not formally part of the FRS. However, they have access to the payment  
services it provides and are subject to many of the FRS regulations.  
In 1958, because of the explosive growth of check usage, the American Bankers  
Association selected the E-13B MICR font and the MICR system as the technology for  
high-speed check processing. Today, check standards are determined by the American  
National Standards Institute (ANSI) Accredited Standards Committee (ASC) X9B of which  
Source Technologies is a voting member. The latest versions of the standards and  
technical guidelines are available from:  
Hardcopy:  
Softcopy:  
Global Engineering Documents  
Phone 800-854-7179 or 303-397-7956  
Fax 303-397-2740  
X9 Electronic Bookstore  
or  
ST Secure MICR Printer User’s Guide  
March 2006  
6
2006, Source Technologies  
All Rights Reserved  
 
The key standards that address check documents are as follows:  
ANSI X9.7 Specifications for Bank Check Background and Convenience Amount Field  
ANSI X9.13 Specifications for Placement and Location of MICR Printing  
ANSI X9.18 Paper Specifications for Checks  
ANSI X9.27 Print and Test Specifications for Magnetic Ink Character Recognition (MICR)  
ST Secure MICR Printer User’s Guide  
March 2006  
7
2006, Source Technologies  
All Rights Reserved  
 
3. MICR Check Design  
General Features of Check Design  
To be a legal and negotiable document, the necessary elements required on a check are  
the date, amount, payee, drawee institution, and payer’s signature.  
Other elements included in a good check design are: the amount in words, account title,  
check serial number, fractional routing number and MICR line.  
A good check design contains security features and is formatted to be easily read by both  
machines and the human eye. If the format is complicated, the depositor, bank employee  
or reader/sorter machine may make an error in reading the data.  
Position and Dimension Gauge  
A MICR position and dimension gauge (Source Technologies’ part number 205-1000MGE  
or 220-M1027-34) is an important tool for use in designing checks. During check design,  
check your output against this gauge to determine if the data elements are correctly  
positioned on your document.  
Design Elements in Detail  
Paper  
The ideal paper for check production is 24 lb. laser bond. Our MICR lab has tested  
paper stock from most major manufacturers and has compiled a list of products  
that produce superior results. Contact your sales representative for this  
information. For a fee, Source Technologies will test your paper for proper MICR  
adherence and check reader/sorter performance. There are also many security  
features available to aid in the overall security of your MICR documents. See  
Chapter 5: Security Issues for more information on check stock specifications and  
security features.  
Size  
The size of check documents must be:  
Between 6.00 inches and 8.75 inches in length  
Between 2.75 inches and 3.66 inches in height  
We recommend standard 8.5" X 11" letter size stock or 8.5" X 14" legal size stock  
for proper feeding through your ST Secure MICR Printer. The number of checks  
per page is determined by your application. Custom size stock other than letter or  
legal can be done with proper planning and application programming within the  
paper size specifications for the base printer.  
MICR Clear Band  
The MICR clear band is an area at the bottom of the check where the MICR line  
prints. No other magnetic printing should appear in this area on both the front and  
back of the document. The clear band is an area 0.625 (5/8) inches high from the  
bottom of the check running the entire length of the check. Exact MICR line  
placement in this area is very important. See Figure 3.1: page 12 for more  
information on MICR line placement.  
ST Secure MICR Printer User’s Guide  
March 2006  
8
2006, Source Technologies  
All Rights Reserved  
 
Data Elements  
Date  
The date is a required data element for a check. It represents the day on or after  
the transfer of the check amount may take place. It is usually placed in the upper  
right portion of the check so it does not interfere with the convenience amount field.  
The common format is Month, Day and Year, however, the military format of Day,  
Month and Year is also acceptable.  
Amount  
The amount of the check is a required element for negotiation. The amount usually  
appears at least twice on the check. The amount printed in numbers is called the  
convenience amount. The amount printed in words is sometimes referred to as the  
legal amount, this is the amount that applies if there is a difference between the  
two amount fields. The amount may also be printed a third time on the check in a  
secure font, intended to make alteration of the amount field difficult. See Chapter 6  
and Appendix B for information on Source Technologies’ Secure Numeric Font.  
Convenience Amount  
The convenience amount location is specified in ANSI X9.7. The basic location is  
illustrated in Figure 3.1. Since this amount can be machine scanned, its location  
and design should be kept within the specifications. The amount beginning with  
the dollar sign should be left justified within the scan area with numbers spaced  
normally to the right. The dollars and cents should be separated by a decimal  
point with the cents printed in the same size font as the rest of the field. Embedded  
commas should not be used. The convenience amount background should have  
good reflectance so it does not interfere with optical scanning (see ANSI X9.7).  
The convenience amount should be printed in a simple, fixed pitch font. We  
recommend our ICR Secure Numeric Font (see Appendix C). It was designed to  
be easily read by image capture equipment and is also a fraud deterrent. A fixed  
pitch courier font, or if available, OCR-B, are also acceptable fonts to print the  
convenience amount.  
Note: The Source Technologies’ Secure Numeric Font (see Appendix B) should  
not be used in the convenience amount since it is not a machine readable font.  
Amount In Words  
The amount in words (sometimes called the legal amount) is normally located  
either above or below and to the left of the convenience amount. The area for the  
amount in words should be entirely filled to make alterations difficult. The amount  
should start at the far left of the line with the words placed immediately adjacent to  
each other. The cents need not be written out. They may be expressed as a  
fraction (60/100), and should be placed immediately to the right of the dollar  
amount and followed by a line or other space filler to inhibit alteration.  
Example: One hundred forty-four and 62/100---------------DOLLARS  
Given the available area on the document, you may need to use a smaller font  
when printing larger value amounts.  
ST Secure MICR Printer User’s Guide  
March 2006  
9
2006, Source Technologies  
All Rights Reserved  
 
Payee Area  
The payee is a necessary element for a negotiable document. The payee area is  
generally to the left side of the document either above or below the amount in  
words. It is often preceded by the words “Pay to the Order Of.” The payee data  
should not enter the MICR clear band which extends 5/8 of an inch above the  
bottom of the check.  
Signature Area  
A signature is a required element for a negotiable document. The signature or  
signatures authorize the bank to honor the check; therefore, it must match the  
bank’s records. The signature area should be beneath the convenience amount  
area but the signatures should not enter the convenience amount area nor the  
MICR clear band. This is especially true if you print the signature with MICR toner.  
Drawee Institution Name  
The name of the institution where the maker’s account is located is referred to as  
the drawee institution. The bank’s name, city, and state are required.  
Account Title  
The account title is normally printed in the upper left corner of the check. It  
includes the name of the account holder and other information such as addresses,  
telephone numbers, and logos. The data in the title should be legible and  
sufficiently complete so that if the MICR data account number is destroyed, the  
drawee institution can refer to the account title in order to trace the account  
number.  
Memo Line  
This line is located in the lower left quadrant of the check, and is not required.  
Data printed here does not contain any legal significance. Printing in this area with  
magnetic toner should not extend downward into the MICR clear band which is 5/8  
of an inch above the bottom of the check.  
Check Serial Number  
The check serial number is generally printed in the upper right quadrant of the  
check. Although the check number is not required for the check to be negotiable,  
the account holder and financial institution use these numbers to reconcile  
statements and stop payments. The check serial number should also appear a  
second time in the MICR line, and these numbers should match. The number of  
digits in the check serial number is controlled by the financial institution and the  
MICR line format. Consult your banking institution for their requirements.  
Fractional Routing Number  
The fractional routing number should be printed in a fractional format in the upper  
right quadrant of the check. This number is assigned to identify the Federal  
Reserve District and drawee institution. Consult with your bank for the proper  
routing number and format for each of your accounts.  
ST Secure MICR Printer User’s Guide  
March 2006  
10  
2006, Source Technologies  
All Rights Reserved  
 
MICR Line  
Accurate high-speed processing of your checks by financial institutions is enabled  
by the accuracy and integrity of the data in the MICR line. Refer to figure 3.1 for  
the location of the following MICR line fields. The MICR line is read from right to  
left with position one being the right most position proceeding to position sixty-five  
on the left. The MICR line must be printed at exactly eight characters per inch.  
Auxiliary On-Us Field  
Positions 65 to 45  
This field usually contains the check serial number for commercial size checks  
and possibly account control information. It is bounded by On-Us symbols. (;). It  
is not included on personal, small size checks.  
External Processing Code (EPC) Field Position 44  
This one digit field is position 44 of the MICR line. This field is usually left blank.  
The use of this field is reserved by the ABA and is controlled by the ASC X9B  
Standards Committee.  
Routing Field  
Positions 43 to 33  
The routing field is bounded by Transit Symbols (:) in positions 43 and 33. It  
contains fixed format information about the drawee institution. Consult with your  
bank for the specific data field to be placed here for each of your accounts.  
On-Us Field  
Positions 32 to 14  
The On-Us field contains the makers’ account number. The structure and  
content of this field is left to the drawee bank. On personal checks this field also  
contains the check serial numbers. The On-Us field may not consist of more  
than 19 characters. An On-Us (;) symbol must appear immediately to the right  
of the account number.  
Blank Field  
Position 13  
Position 13 is always left blank.  
Amount Field  
Positions 1 to 12  
The amount field is the right most field in the MICR line. It remains blank until it  
is printed by the bank of first deposit. When the check enters the banking  
system, the bank of first deposit encodes this field from data in the convenience  
amount field. It will be bounded by Amount Symbols (/).  
ST Secure MICR Printer User’s Guide  
March 2006  
11  
2006, Source Technologies  
All Rights Reserved  
 
Figure 3.1: Sample Check  
A. Serial Number: Must be in the upper right corner and match the serial number in the  
MICR line (see D for further explanation).  
B. Fractional Routing Transit Number: Should be in the upper right corner and must  
match the routing transit number in the MICR line with the exception of the state prefix  
number (ex. 66 = NC, 67 = SC, 64 = GA, etc.) and the preceding zeros.  
C. Bank Name, State, City: The bank logo is optional. Name of bank, city and state  
where the account will be assigned/opened is a required field.  
D. Aux On Us (46-55): This is a required field if the customer desires services offered by  
the bank which require a serial number. The serial number format is controlled by the  
payor’s bank. A & D should match.  
E. Routing Number (34-42): Designates the Federal Reserve district and financial  
institution. Each city, state or region that the bank serves has a unique institution  
identifier. IMPORTANT: positions 35-42 is the Routing Number, position 34 is the  
check digit.  
F. Account Number: This is a unique number assigned to the customer’s account.  
G. Optional Serial Number: Used for personal accounts (checks only). A 4 digit zero  
filled field that should match the serial number in the upper right corner.  
H. Convenience Amount Area should be in the general location shown above in the  
diagram. The illustrated box in the diagram is optional and if used, should conform to  
ANS X9.7. A single stroke dollar sign is required.  
ST Secure MICR Printer User’s Guide  
March 2006  
12  
2006, Source Technologies  
All Rights Reserved  
 
4. Quality Issues  
A high quality MICR document can be read by bank reader/sorter equipment many times  
with no readability issues and does not result in damage to bank equipment. This quality  
is the result of a well designed printer, an originally manufactured MICR toner cartridge  
and high quality check stock.  
Printer Features  
Your Secure MICR Printer is equipped with some features to ensure high quality MICR  
documents.  
Paper Type  
Paper type settings, if selected through a driver, are set in the printer. However,  
the print engine keeps the printer optimized for MICR printing. Density is internally  
controlled for MICR printing and cannot be changed through the printer driver.  
MICR Toner Low  
When MICR toner is low, the printer stops and the user is prompted to load a new  
MICR toner cartridge. We recommend shaking the cartridge to prolong its life.  
Once low toner is sensed, there is enough toner to print an additional 500 quality  
MICR documents, assuming an approximate 5% average page coverage.  
MICR Toner Empty  
When the cartridge is determined to be too low to continue, the printer stops. A  
new cartridge needs to be installed to continue printing.  
MICR Toner  
Use only Source Technologies MICR toner when printing MICR documents. It is  
specifically engineered to print quality MICR documents with your printer. The printers’  
MICR toner sensor is designed to work with the Source Technologies MICR toner  
cartridge to prevent printing checks with regular toner present. You may choose to use this  
printer for general office printing, which is acceptable. If a regular toner cartridge is  
installed, the printer will stop and prompt the operator to install a MICR toner cartridge.  
Source Technologies does not recommend the use of refilled MICR toner cartridges.  
Although refilled cartridges are generally less expensive, they may result in expensive  
printer repairs and bank check reject fees due to inferior MICR toner formulation.  
MICR Check Stock  
Check stock has a large impact on the resulting quality and security of your MICR  
document. Here are a few features that should be considered when selecting a check  
stock. Please see Chapter 5: Security Issues for more information on check stock security  
features.  
ST Secure MICR Printer User’s Guide  
March 2006  
13  
2006, Source Technologies  
All Rights Reserved  
 
Quality  
Quality MICR check printing with your ST Secure MICR Printer requires check  
stock that matches the printer’s requirements. Source Technologies can supply  
paper specifically made for our printers. If you wish to order check stock from  
other suppliers, please show the following requirements to your sales  
representative. We will test other suppliers’ paper for a nominal fee.  
Layout  
Layout your check design before any paper is purchased or layout your design to  
existing check stock. Keep in mind, perforations, orientation, special logos and any  
color elements. The printer can print just about anything as long as it is black.  
Weight  
We recommend 24 lb. - 29 lb. paper.  
Stiffness  
We recommend taber M.D. 2.5 and C.D. 1.1 minimum.  
Smoothness  
For best toner fusing, we recommend rougher surfaces within the base printers’  
specifications, and the Paper Specifications for Checks, X9.18. We recommend a  
smoothness range of 150 to 200, Sheffield.  
Paper Grain Direction  
When using 24 lb. - 29 lb. bond paper we generally support either long or short  
paper grain. Overall performance in the banks reader/sorters is best when the  
resultant grain direction is left to right when viewing the check.  
Perforations  
All perforations in the stock should be Micro-Perfs (20 or more cuts per inch).  
Larger perforations can produce excessive paper chaff and result in damage to the  
toner cartridge. Perforations should be ironed by the paper supplier to reduce  
nesting and potential double feeding.  
Moisture  
The paper moisture content should be between 4.7 and 5.5%. Storage conditions  
have much to do with the final moisture content of most papers. Store your check  
stock in a cool, dry, environmentally stable and secure area. Protective wrappings  
should be removed just prior to use.  
ST Secure MICR Printer User’s Guide  
March 2006  
14  
2006, Source Technologies  
All Rights Reserved  
 
5. Security Issues  
Printing negotiable documents from blank paper on desktop MICR laser printers makes  
security a top priority for any company embarking on a desktop check printing project.  
Good security programs integrate hardware, software, your employees and your financial  
institution into a secure check production system. Recent changes relative to the  
responsibilities of banks and their customers have a bearing on the ultimate liability for  
fraudulent documents. Customers must have systems designed and documented to show  
“Ordinary Care and Good Faith Effort” is in place to avoid liability. In the past, financial  
institutions generally credited corporations when fraud was discovered. New regulations  
attempt to define who may have been negligent in the transaction and put the liability on  
that party or parties. Clearly, if a fraudulent occurrence can be traced to a corporation’s  
lack of security procedures, or the design of their negotiable documents, the regulations  
will protect the banks, or at best case the loss will be shared.  
Check Stock Security Features  
We have found the following check stock security features to be of merit:  
Artificial Watermarks - White on white printing generally on the back reveals  
words or patterns when held at an angle. You should state on the front of the  
check that this feature is present. True watermarks are valuable but more costly.  
Laid Lines - Background lines that make cut and paste alteration difficult. These  
are normally on the back of the check.  
Fuse Enhancing Additive - Coatings or additives to the paper that improve the  
bonding of toner to the paper. This helps prevent altering of critical data such as  
the amount, or payee name.  
Chemical Additives - If an ink eradicator (bleach, acetone, etc.) is applied to the  
document, the eradicator creates a permanent stain.  
Numbered Check Stock - Sequential numbering printed in dye that penetrates to  
the reverse side of the check can be used to verify authenticity. This also provides  
for inventory control of blank check stock. This number should not be linked or be  
equal to the check serial number due to the potential of double feeding in laser  
printers.  
NOTE: These features serve as a general guide for check security. You should not  
consider these features as an all inclusive list. We recommend consulting with your paper  
supplier for any additional comments or suggestions.  
Security Note  
Check fraud in the United States is a continuing problem. We have attempted to identify  
security features that can be incorporated into the base check stock. However, these may  
not prove 100% fraud preventative. Over time, technology will continue to develop new  
and improved measures to address check fraud.  
ST Secure MICR Printer User’s Guide  
March 2006  
15  
2006, Source Technologies  
All Rights Reserved  
 
The following internal and external security measures will help minimize your risk of check  
fraud.  
1. Financial institutions should train tellers to look at the check, not the person  
presenting the check. The check, not the person, is the item that must be verified.  
2. Firms accepting checks should be aware of damaged MICR lines. Intentionally  
damaging the MICR line can increase the time necessary to process an item,  
giving the forger enough time to leave town. Also be sensitive to discoloration, this  
could be an indication of alteration.  
3. Incorporate security features into your base check stock and utilize printed security  
features that address both alteration and counterfeiting of original items. A short  
list of these features would be:  
Warning Bands, or other methods that alert recipients to visual security  
features  
Artificial or genuine watermarks in the base paper  
Chemical additives in the base paper that react to chemical alteration  
attempts  
Void Pantographs that address attempts to copy original items  
Unique security fonts that deter attempts to alter payee or amount  
information  
4. When generating final negotiable items,  
The document always includes the amount value in words  
The document should not include information that limits the value range, i.e.  
“Not valid over $500.” This only guides the fraudulent attempt. Use your  
application software to detect out of range items  
All levels of hardware and software password protection should be utilized  
5. Safeguard check stock paper, and limit access only to necessary employees.  
6. Understand and approve the security procedures of your check stock suppliers to  
safeguard stock in their custody.  
7. Use “Positive Pay” check services from your financial institution that match check  
number and dollar amounts to known information. Financial institutions should  
encourage full participation of corporate clients.  
8. Move methods of fraud detection to the item’s point of entry into the clearing  
system. For example, low cost readers can detect low magnetic strength in the  
MICR line which is a good indication of attempts to copy an original.  
9. Always verify the home address and place of employment of new account  
applicants. Use public sources such as phone books to verify phone numbers.  
Ask new account applicants why they are opening an account with your institution.  
Be suspect of unusual answers or delays in responding.  
ST Secure MICR Printer User’s Guide  
March 2006  
16  
2006, Source Technologies  
All Rights Reserved  
 
10. Stay abreast of current check fraud methods and the latest in fraud detection.  
Offer seminars to educate corporate clients.  
11. Review and document your internal negotiable document printing procedures.  
Investigate employee backgrounds before assigning security authority. Split  
responsibilities, for example, an accounts payable production/security officer  
should not also balance the account.  
ST Secure MICR Printer User’s Guide  
March 2006  
17  
2006, Source Technologies  
All Rights Reserved  
 
6. MICR Features  
Source Technologies’ Secure MICR Printer is designed to allow both general office  
document printing and secure MICR document printing. You may print a variety of  
conventional jobs with MICR toner using all of the printer features available. These  
printers come standard with PCL5e, PCL6, and PostScript Level 2 emulation. Source  
Technologies has designed features to enhance the base printer for MICR specific printing  
that allows you to securely print high quality negotiable documents.  
Secure MICR  
Your ST Secure MICR Printer has resident fonts for printing MICR documents password  
secured in printer Flash memory. Accessing these resources requires specific PJL  
commands to unlock and relock these font resources. While unlocked they can be  
assessed with standard PCL5e commands. This is discussed in more detail in Section 7:  
MICR Commands. In addition to the secured font resources, the printer has been  
internally modified to ensure high quality printing with MICR toner. Specific print densities,  
transfer voltages, and fusing temperatures are factory pre-set. The ST Secure MICR  
printer only supports Source Technologies MICR Toner cartridges.  
MICR Fonts  
The E-13B MICR font, designed specifically for the printer, is resident in Flash memory in  
your printer. Examples of the font characters are in the Appendix A of this manual. The  
font can only be activated after the appropriate PJL commands with the correct  
“PASSWORD” have been sent to the printer. The alternative MICR Font, CMC7, used in  
certain countries is also resident in Flash memory.  
Secure Fonts  
Two Source Technologies designed numeric secure fonts: Secure Numeric and ICR  
Secure Numeric, are resident and password protected in Flash memory in your printer.  
Examples of these fonts are in the Appendix B of this manual. Like the MICR font, these  
fonts can only be accessed after sending PJL commands with the correct “PASSWORD”  
from your application software.  
The ICR Secure Numeric Font is designed for use in the Convenience Amount area of a  
check. This area contains the numeric dollar value and is located on the right side of the  
check approximately 2 inches up from the bottom edge. The imaging recognition features  
available in today’s check reader/sorter equipment can optically read it. The Secure  
Numeric Font should not be used in this area of the check. It is a reverse image font and  
cannot be read automatically by the equipment.  
We recommend you consider the use of both fonts as they are designed to deter check  
fraud.  
MicroPrint  
Your Secure MICR Printer also contains the MicroPrint font. MicroPrint is text less than  
.010” tall. It can easily be read with a magnifying glass but appears to be a solid line to an  
unaided  
ST Secure MICR Printer User’s Guide  
March 2006  
18  
2006, Source Technologies  
All Rights Reserved  
 
eye. This font provides protection against reproduction by most scanners and copiers  
because they cannot successfully print the tiny letters.  
Most check printers use this font in the signature area of their preprinted checks. We  
recommend using this font to help deter check fraud. The text in this font can either be  
fixed, such as the name of your organization, or it can be variable, such as the check  
amount and payee name. The use of variable text provides an additional method of  
protection against check counterfeiters.  
Use of the “MP” designate symbol to identify the line as MicroPrint is optional. The  
MicroPrint font only contains alphanumeric characters. Punctuation marks and spaces are  
ignored by this font and do not print.  
Resource Storage  
The Flash memory in the printer contains the five Source Technologies secured fonts, but  
the Flash memory can be loaded with additional resources for check or non-check printing.  
The Flash can be loaded with signature fonts, overlay Macros, or other custom resources  
up to the space available. Flash memory in the ST-9116 is read/write password protected.  
To load additional resources to Flash requires you to first issue the PJL commands to  
unlock the Flash memory device. We will review this in more detail in Section 7: MICR  
Commands.  
Storing resources (fonts, Macros, etc.) in RAM is also an option. Resources in RAM are  
deleted when the printer is powered off. Resources in RAM cannot be password protected  
in the printer.  
MICR Toner Cartridge  
The ST Secure MICR printer only supports a Source Technologies MICR Toner Cartridge.  
The printer will display an error condition when a standard cartridge is installed. When a  
MICR Toner Cartridge is installed the following occurs:  
1. Control image density or print density is set to optimum levels for MICR  
printing. Downloaded density commands and toner saver mode commands  
are ignored by the printer.  
When the PJL “MICRJOB” command is sent, the following occurs:  
1. The printer forces internal copies to 1. Downloaded copy commands are  
ignored.  
2. Automatic reprint of jammed documents is disabled, forcing the application to  
reprint any jammed documents. This provides an audit trail to the application  
of the jam event.  
ST Secure MICR Printer User’s Guide  
March 2006  
19  
2006, Source Technologies  
All Rights Reserved  
 
7. MICR Commands  
The following are the key PJL and PCL commands required to access MICR resources in  
the printer. For the complete source of information on PJL and PCL languages, consult the  
Lexmark Technical Reference documentation.  
PJL MICRJOB  
Each MICR printing job should include in the initial string of PJL commands, the MICRJOB  
command. The command forces copy count = 1, and Jam Recovery = off. The format is  
@PJL MICRJOB(0D)(0A)  
Fonts and Secured Resources  
The ST Secure MICR printer has four fonts password protected in FLASH memory. The  
printer requires PJL commands with the correct password value to unlock the font  
resources, followed by PCL to print the fonts. They are then re-locked by PJL commands or  
by a printer power cycle.  
The PJL commands to unlock the fonts must precede all PCL commands. The re-lock PJL  
commands must follow the PCL commands and final form feed command. The PCL  
commands could print an unlimited number of pages between the unlock and re-lock  
sequences. We will use <ESC> in the following examples to indicate the Escape character,  
ASCII 27. Values shown in parentheses () are hexadecimal.  
PJL Unlock Sequence  
<ESC>%-12345X@PJL LDECLARE LRESOURCE:”flash:” LRWLOCK=”PASSWORD”  
0D)(0A)@PJL ENTER LANGUAGE=PCL(0A)  
The sequence contains a UEL (Universal Exit Language) command followed by the unlock  
and enter language commands. The commands are case sensitive. PASSWORD is the  
initial ship default password value. The command delimiter is a Line Feed (hex 0A) with  
Carriage Return (hex 0D) being optional. Spaces are required as shown. The ENTER  
LANGUAGE command is optional but recommended. The command should also end with a  
LF (hex 0A). At this time all secured resources including any resources that are customer  
unique in FLASH are unlocked and available to PCL.  
The password value is limited to no more than 8 alphanumeric case sensitive characters.  
PJL Re-Lock Sequence  
<ESC>%-12345X@PJL LDELETEPASSWORD LRESOURCE:flash:”(0D)(0A)  
<ESC>%-12345X  
Sent after PCL, this sequence re-locks the resources with no change in the password value.  
The PJL syntax of LDELETEPASSWORD is not the password. The command sequence  
terminates with the UEL command (Universal Exit Language). This is optional but  
recommended.  
ST Secure MICR Printer User’s Guide  
March 2006  
20  
2006, Source Technologies  
All Rights Reserved  
 
PJL Re-Lock Sequence With A New Password Value  
<ESC>%-12345X@PJL DEFAULT LRESOURCE:”flash:” LRWLOCK=”xxxxxxxx”  
(0D)(0A)<ESC>%-12345X  
This command requires the resources to be previously unlocked. The new password is  
represented by the value xxxxxxxx. The UEL is again optional but recommended.  
After consulting Lexmark Technical Reference materials you may wish to expand the PJL  
sequences to include more than the examples above. To chain multiple PJL commands  
follow the following format:  
(UEL)(PJL COMMAND)(0A)(PJL COMMAND)(0A)(PJL COMMAND)(0A)(UEL or  
ENTER LANGUAGE)  
The normal printer action to any format problems or missing or extra symbols is to ignore the  
PJL command. This does make troubleshooting format errors difficult. Have patience!  
Note: Density and EconoMode PJL commands are ignored by the ST9510.  
PCL Font Call Commands  
After PJL has unlocked the MICR FLASH resources, the ST9510 uses standard PCL5e  
commands to print. The five resident Source Technologies MICR font resources are all  
bitmapped fonts and therefore cannot be scaled larger or smaller than the bitmapped  
images. These fonts can be called by either a PCL Font Selection String or by their ID.  
The commands are:  
E13B MICR FONT  
<ESC>(10O<ESC>(s0p8h8v0s7b360T  
<ESC>(30802X  
The Selection String  
The ID Call  
SECURE NUMERIC  
<ESC>(16C<ESC>(s0p5h36.24v0s112T  
<ESC>(30043X  
The Selection String  
The ID Call  
ICR SECURE  
<ESC>(1O<ESC>(s1p12v0s0b110T  
<ESC>(30066X  
The Selection String  
The ID Call  
CMC7 MICR FONT  
<ESC>14Y<ESC>(s0p8h8v0s0b361T  
<ESC>(30803X  
The Selection String  
The ID Call  
MICR FONT NOTE – The E-13B and CMC7 Fonts are 8 characters per inch. To position  
correctly at an exact 8 characters per inch, the printer must be set to an internal Unit of  
Measure of 600 DPI or greater or must have a horizontal motion index command at 8 CPI  
be issued after the font call. This is true even if the base printer is at 600 DPI. The default  
character positioning is at 300 DPI and 8 into 300 is 37.5 pixels. The printer will either round  
down to 37 or up to 38 pixels causing characters to creep. To resolve this there are multiple  
options.  
ST Secure MICR Printer User’s Guide  
March 2006  
21  
2006, Source Technologies  
All Rights Reserved  
 
1. If you are using a printer driver that is set to 600 DPI, the printer data stream should  
include a Unit of Measure PCL command set to 600. The command is  
<ESC>&u600D  
2. If the application controls the printer data stream, add the Unit of Measure command  
early in the data stream. The command also affects X & Y positioning commands.  
Add <ESC>&u600D  
3. After calling the E-13B MICR font, issue a HMI (Horizontal Motion Index) command  
set to 8 characters per inch. The command must be included with every E-13B  
MICR font call using either the Selection String or ID call. The command string is:  
<ESC>(10O<ESC>(s0p8h8v0s7b360T<ESC>&k15H font data  
<ESC>(30802X<ESC>&k15H font data  
The Selection String  
The ID Call  
See Font Mapping Appendix pages for specific character set data for each font.  
PJL INFO MICR COMMAND  
The ST Secure MICR Printer supports an optional custom bi-directional PJL Inquiry  
Command. The command provides printer information and cartridge information for network  
management. The command format is; @PJL INFO MICR  
The command should be sent with UEL (Universal Exit Language) commands. Example:  
<ESC>%-12345X  
@PJL INFO MICR  
<ESC>%-12345X  
UEL  
INFO MICR Command  
UEL  
The following data is returned  
@PJL INFO MICR  
PRINTER STATE = READY  
= BUSY  
= NOT READY  
SERIAL NUMBER = XXXXXXXX  
PAGECOUNT = 123456  
CARTRIDGE TYPE = NORMAL  
= MICR  
CARTRIDGE STATUS = UNKNOWN  
= OK  
= LOW  
= EMPTY  
CARTRIDGE SERIAL# = XXXXXXXX  
TONER LEVEL  
= 0-9  
= UNKNOWN  
CARTRIDGE COUNT = XXXX  
LOW THRESHOLD = XXXX  
EMPTY THRESHOLD = XXXX  
ST Secure MICR Printer User’s Guide  
March 2006  
22  
2006, Source Technologies  
All Rights Reserved  
 
Printer State  
“Ready” is the expected return  
Serial Number = Printer Serial Number  
Page Count = Printer Page Count  
Cartridge Type  
“MICR” is the expected return. “Normal” could mean the command was sent to a  
non-MICR printer  
Cartridge Status  
“OK, Low, and Empty” are the expected returns. “Unknown” is possible if the  
cartridge had just been installed.  
Cartridge Serial = Cartridge Serial Number  
Toner Level  
A single digit return giving a rough estimate of toner remaining  
9 = Full, 0 = Empty  
Cartridge Count = xxxx  
Data indicating toner usage by counting pixels printed  
Low Threshold = xxxx  
The Toner Low point based on cartridge count value  
Empty Threshold = xxxx  
A cartridge count value that determines when printing must stop to ensure quality  
MICR documents  
ST Secure MICR Printer User’s Guide  
March 2006  
23  
2006, Source Technologies  
All Rights Reserved  
 
Error Messages  
A majority of the printer error conditions are documented in the User’s manual for the  
printer. The following are additional error conditions related to the ST Secure MICR printer.  
Toner Low  
The printer will stop with Error and Press Button lights on at the first indication of toner being  
low. Press the button and the printer will return to Ready and continue printing. The Toner  
Low light will be on steady. While in the toner low state, the printer will stop again on power  
cycles and other situations such as jams or paper out conditions. Simply press the button to  
continue printing. The low toner condition will continue until the cartridge is replaced or  
Toner Out is reached.  
Toner Out  
After approximately 500 pages beyond the first Toner Low condition the printer will stop  
printing and display a Toner Out condition. Both the Toner Low light and the Error light will  
blink. All other lights will be off. You must replace the cartridge to continue printing.  
Ready / Data  
Toner Low  
Load Paper  
Off  
On  
Off  
Paper Jam  
Error  
Off  
Blinking  
Off  
Blue Button  
The 250 pages are based on a printing coverage percentage of 5% per page average. If  
actual printing uses less toner, the stop will occur after 250 pages. If the actual printing uses  
more toner the stop will occur short of 250 pages. Actual toner usage determines TONER  
OUT.  
Load MICR Toner  
The ST Secure only supports MICR toner cartridges in its normal configuration. This  
prevents the printing of MICR documents with standard toner. If configured to support both  
MICR and standard cartridges, the PJL MICRJOB command checks the cartridge type and  
will prompt the operator with the following pattern to load MICR toner if not present.  
Ready / Data  
Low Toner  
Load Paper  
Off  
Blinking  
Off  
Paper Jam  
Error  
Off  
On  
Blue Button  
Blinking  
Unsupported Print Cartridge  
ST Secure MICR Printer User’s Guide  
March 2006  
24  
2006, Source Technologies  
All Rights Reserved  
 
Ready / Data  
Toner Low  
Load Paper  
Off  
On  
Off  
Paper Jam  
Error  
Off  
On  
Off  
Blue Button  
The following light pattern indicates the cartridge is not supported in this specific printer.  
Replace with a supported cartridge type.  
ST Secure MICR Printer User’s Guide  
March 2006  
25  
2006, Source Technologies  
All Rights Reserved  
 
8. MICR Command Example  
Figure 8.1, is an illustration of an Accounts Payable check and remittance information. The  
page used a PCL MACRO for the static data and background design. This manual does not  
address MACRO design and programming, but the variable text information including all the  
PJL and PCL commands used to print the example are on the page following the sample  
check. For illustrative purposes there are some extra spaces in the text preceding the  
printable data. The following paragraphs describe the command functions. The commands  
are a minimal set chosen to produce the example. Please consult Lexmark Technical  
publications for the complete descriptions of PJL and PCL printer commands  
PJL Unlock Sequence  
The first two lines of the variable text example are PJL commands that unlock the MICR font  
resources and enter PCL language processing. The password used is PASSWORD, the  
initial ship default. These commands and all following commands are all case sensitive.  
<ESC> is used to illustrate the ASCII Escape Character, ASCII 27, hex 1B. An actual data  
stream requires the Escape Character, not <ESC>.  
PCL Initial Set-Up  
The next two commands set up some printer PCL variables. These commands are normally  
early in the data stream. We chose a minimal set. <ESC>&l2a1h6d1e64F sets the paper  
size to LETTER, the input tray to TRAY 1, the lines per inch to 6, the top margin to 1, and  
the lines per page to 64. The next command, <ESC>&u600D, is the Unit of Measure  
command set to 600 dots per inch mentioned in Section 7. This affects proper MICR line  
spacing and X and Y cursor positioning.  
PCL MACRO Call  
The next command calls MACRO 100 that was previously loaded in RAM memory. When  
called the graphic background, logos, and static data is written to the internal print buffer.  
PCL Font Calls, Positioning Commands and Variable Print Data  
The next eleven lines of data in the example call printer resident fonts, position the cursor,  
and print the variable information. We are again using the minimal data required,  
particularly the font selection strings, <ESC>(s4099t0b10H being a very short version to call  
Courier, Normal Weight, 10 Pitch.  
<ESC>*p300x600Y is a PCL positioning command. In this case its values are 600 pixels  
down and 300 pixels to the right of the upper left corner of the page. The Unit of Measure  
command determines the exact distance.  
The next 4 lines call our secured MICR font resources. We are using the ID for the font call.  
The Form Feed prints the page.  
ST Secure MICR Printer User’s Guide  
March 2006  
26  
2006, Source Technologies  
All Rights Reserved  
 
PJL Re-Lock Sequence  
The last two lines re-lock the secured fonts. The password is not changed in this example.  
FIGURE 8.1 SAMPLE ACCOUNTS PAYABLE CHECK  
ST Secure MICR Printer User’s Guide  
March 2006  
27  
2006, Source Technologies  
All Rights Reserved  
 
PJL and PCL commands used to print the sample check:  
<ESC>%-12345X@PJL LDECLARE LRESOURCE:"flash:" LRWLOCK="PASSWORD"  
@PJL MICRJOB  
@PJL ENTER LANGUAGE = PCL  
<ESC>&l2a1h6d1e64F  
<ESC>&u600D  
<ESC>&f100y3X  
<ESC>(s4099t0b10H  
<ESC>*p300x600Y xxxxxxxxx xx/xx/xxxx  
<ESC>*p300x2775Y xxxxxxxxx xx/xx/xxxx  
<ESC>*p3250x75Y<ESC>(s4099t3b8H 123456  
<ESC>*p3250x2200Y 123456  
$x,xxx.xx  
3%  
3%  
$x,xxx.xx  
$x,xxx.xx  
$x,xxx.xx  
<ESC>*p4250x4450Y 123456  
<ESC>*p3650x4775Y xx/xx/xxxx  
<ESC>*p400x5225Y<ESC>(s4099t0b15H xxxxx Thousand xxxxx Hundred xxxxx Dollars  
and xx/100 Cents  
<ESC>*p600x5600Y<ESC>(s10H ABC TOOL & DIE  
<ESC>*p600x5700Y 123 Main Street  
<ESC>*p600x5800Y Yourcity, ST 12345-6789  
<ESC>*p900x6325Y<ESC>(30802X<ESC>&k15H O123456O T123456780T  
12345D67890O  
<ESC>*p1500x5100Y<ESC>(30043X ($**1,234.56)  
<ESC>*p3650x5400Y<ESC>(30066X $**1,234.56  
<0C> Form Feed  
<ESC>%-12345X@PJL LDELETEPASSWORD LRESOURCE:"flash:"  
<ESC>%-12345X  
ST Secure MICR Printer User’s Guide  
March 2006  
28  
2006, Source Technologies  
All Rights Reserved  
 
Appendix A: E13B MICR Font Mapping  
MICR Font Description  
Character  
Alpha/Numeric Hex Values  
1
Values  
/
Amount Symbol  
Transit Symbol  
On-Us Symbol  
Dash Symbol  
Zero  
A a /  
41 61 2F  
:
T t B b :  
54 74 42 62 3A  
;
O o C c ;  
4F 6F 43 63 3B  
=
0
1
2
3
4
5
6
7
8
V v D d - =  
56 76 44 64 2D 3D  
0
1
2
3
4
5
6
7
8
9
30  
31  
32  
33  
34  
35  
36  
37  
38  
39  
One  
Two  
Three  
Four  
Five  
Six  
Seven  
Eight  
9
Nine  
Example:  
‘”;0001234;:01234567:3210987654321;  
1
Select only one alphanumeric character to call the font.  
ST Secure MICR Printer User’s Guide  
March 2006  
29  
2006, Source Technologies  
All Rights Reserved  
 
Appendix B: Secure Numeric Font Mapping  
Description  
Dollar Sign  
Left Bracket  
Right Bracket  
Asterisk  
Alpha/Numeric  
Character  
Hex Value  
Secure Font Character  
$
(
)
*
,
23  
28  
29  
2A  
2C  
2D  
2E  
Comma  
Dash  
-
.
Period  
Slash  
/
2F  
Zero  
One  
0
1
30  
31  
Two  
2
32  
33  
Three  
3
4
Four  
34  
ST Secure MICR Printer User’s Guide  
March 2006  
30  
2006, Source Technologies  
All Rights Reserved  
 
Appendix B continued: Secure Numeric Font Mapping  
Description Alpha/Numeric  
Character  
Hex Value  
Secure Font Character  
Five  
Six  
5
6
7
8
9
>
35  
36  
37  
38  
39  
3E  
Seven  
Eight  
Nine  
Arrow  
Example:  
NOTE: The secure fonts in the example are magnified for purposes of clarity.  
ST Secure MICR Printer User’s Guide  
March 2006  
31  
2006, Source Technologies  
All Rights Reserved  
 
Appendix C: ICR Secure Numeric Font Mapping  
Description  
Alpha/Numeric  
Character  
Hex Value  
Character  
Zero  
0
1
2
3
4
5
6
30  
31  
32  
33  
34  
35  
36  
One  
Two  
Three  
Four  
Five  
Six  
Seven  
Eight  
7
8
37  
38  
Nine  
9
*
,
39  
2A  
2C  
2E  
23  
Asterisk  
Comma  
Period  
.
Dollar Sign  
$
NOTE: The secure fonts in the example are magnified for purposes of clarity.  
ST Secure MICR Printer User’s Guide  
March 2006  
32  
2006, Source Technologies  
All Rights Reserved  
 
Appendix D: CMC7 MICR Font Mapping  
Description  
Alpha/Numeric  
Characters  
Hex Values  
CMC7 Font  
1
Values  
Zero  
0
1
2
3
4
5
6
7
30  
One  
Two  
Three  
Four  
Five  
Six  
31  
32  
33  
34  
35  
36  
Seven  
Eight  
37  
38  
8
Nine  
9
:
39  
3A  
Colon  
ST Secure MICR Printer User’s Guide  
March 2006  
33  
2006, Source Technologies  
All Rights Reserved  
 
Semi-Colon  
Less Than  
;
3B  
3C  
<
Equal  
=
3D  
3E  
Greater Than >  
1
The CMC7 Font in the example above is magnified for purposes of clarity.  
ST Secure MICR Printer User’s Guide  
March 2006  
34  
2006, Source Technologies  
All Rights Reserved  
 

Sony Car Stereo System XR CA430X User Manual
Sony Speaker SRS D4100 User Manual
Sony Stereo Receiver STR DA777ES User Manual
Sony Universal Remote RM AV2000T User Manual
Southern Telecom MP3 Player SMP558 4 User Manual
Sterling Plumbing Product e049400 User Manual
SVA Flat Panel Television VR3728W User Manual
Sylvania Cordless Telephone ST88244 User Manual
Sylvania Flat Panel Television SRT902A User Manual
Tanaka Trimmer TCG22EAS SLP User Manual